Entering into the real estate market requires time and monetary commitment. The purpose for purchasing rental property determines whether you should invest in a single family or multi-family dwelling. In either case, you should set your short or long term
Are you wondering how or why a debtor can still get sued after a debt settlement? Yes, that was the same confusion I had when I first encountered the concept of debt settlement. In this post we will determine the
If you own real estate property that you rent out, you already know how much work it is to juggle all the responsibilities of being a landlord. Being able to share that work with someone else is an obvious reason
Real estate may be one of the most important things that you will ever invest in, but it can also be a useful means of increasing your financial well-being. If you’re getting into the real estate game and is wondering
Ask any experienced homeowner and you will learn that buying in a ‘hot’ real estate market can be challenging. A high supply of buyers competing for a low stock of available homes is a combination that can lead to bidding
Whether you have recently graduated from college or is getting close to retirement, it is likely that you have given some thought as to how you can grow your net worth. In today’s blog post we’ll have a look at
Disputes are very commonplace in the business environment. You might have had to disagree with a business partner or a client over certain issues. These issues occur over a spectrum and range from simple to complex and complicated. Special courts
Death remains the inevitable end of all men. As much as you have some level of control over your quality of life, you also have a say over your quality of death. This is the ultimate purpose wills serve. Keep
Imagine your car had a major breakdown by the side of the road and now you have no money for its repair for the whole month ahead. If you have auto insurance (and you should) they may offer roadside assistance.
The effect of unpaid invoices on your business cannot be overemphasized. Apart from affecting functions, it can threaten the very existence of your business. You need funds to keep the lights on in your enterprise and having a truckload of
Student loan debt can be an intimidating and sometimes sudden project to face. Here is an article on the essential guide to handling student loan debt so you can master it and get on with your life. The Essential Guide
Raise your hand if you were one of the millions of people who promised yourself you would only use your credit cards for an emergency. Everyone who read this just raised their hand, and that’s because no one takes on
Cleaning up your credit can seem a little daunting and overwhelming when you are first looking for a way out from under your debt. Before embarking on your journey of debt recovery there are some steps to take to ensure
Medical debt plagues many households across the country. It often contributes to the high level of debt that many families and individuals are facing. Medical debts can be erased with bankruptcy and other extreme measures. However, it is important to
When handled appropriately and with smart decision making, credit can be a great thing that offers opportunities and advancement to you. Most people think of credit as being able to afford a home, a vehicle or other loans for items
Creating a household budget is essential to helping you stay on track to ensure you have enough money each month to pay your bills and even have money left over for unexpected expenses. Creating a budget affords you the control
There are many vehicle policies, home policies, life policies, and health policies to choose from. Some cost more than others, but one thing is for sure, you pay for what you get. There is no point in paying for unwanted
A health savings account is a good thing to have when you use a health insurance plan. It does not matter if you use a plan through your work or if you pay for it yourself you can use a
When the money you make is not enough to cover your expenses you need to think about supplementing your income. There are many ways to make this happen. However, if you do not know how then you will not
Have you ever had a conversation with a total stranger where you said something that you regret? If you are placing your house or condo on the market, you’re eventually going to end up having to chat with potential buyers.
Whether the kids have moved out or you just aren’t using the extra bedrooms, having a house that feels ‘too big’ is rarely fun. In today’s post, we will share a few changes you can expect if you are thinking
Paying your bills on time is something we all should do. It is the polite thing to do. Unfortunately some people do not take paying bills on time seriously. If you are looking to up your money game then
Whether you are living pay-check to pay-check or if you are trying to save money, cutting expenses is what you need to do. It is not easy to do and there is no right or wrong way to do it,
Are you ready for the coming shift to driverless cars? While it might seem like some sort of futuristic vision, the truth is that driverless vehicles will be on the road within a few short years. Let us explore 3
Feeding yourself and your family is the most important thing you must do. Without food we will not survive. But at the same time if you do not have the money you will not have the ability to buy the
A lot of times when your family is not involved with budgeting your finances they do not understand when times are tight. They do not understand if you have lots of bills due and why you cannot afford to go
Debt is hard to deal with and it’s even worse when you struggle with paying your bills with the income you have each month. It can cause a lot of stress when you have more expenses at the end
You might love your clothes and that’s great. But guess what? They’re quite probably causing you a lot of stress as well. In this article you will learn how to organize your clothes to reduce stress and overwhelm. How
We are constantly being told to ‘say yes more’ and to embrace every opportunity that life throws at us. In fact, there is even a popular book and a popular film called Yes Man which is all about saying yes
The vast majority of us walk around in a state that can be described as ‘wired but tired’. That is to say that we are constantly alert, jittery and focused. We’ve spent all day focused on work, on a screen,
Meditation is something that all of us can benefit from. And in today’s hectic and busy world, there has never been a more important time for us to give it a go. Unfortunately though, a lot of people don’t really
In many ways, the state of your home is a reflection of the state of your mind. What’s more is that this correlation can work the other way around too – so that the state of your mind ends
What’s the secret to getting as much done as possible? For many of us, the answer seems like it should have to do with time management. If only you could squeeze a little more time out of your day. Then you
From Richard Franklin to Winston Churchill, many of history’s greatest achievers have kept a journal or diary at some point in their lives. Learn why you should start keeping a journal to document your life as well. Now
Goal setting is a powerful tool to help you accomplish your dreams. Mastering the act of setting goals provides you with focus, and it shapes your dreams. You have the ability to determine the exact actions you need to
With today’s hectic 24/7 lifestyle, we are busier than we’ve ever been. We talk too fast, and we’re always in a rush. We start things that we never finish and are constantly nagged by the thought that we’ve forgotten
It is extremely easy for anyone to embark on the pursuit of a worthwhile goal. However, maintaining the momentum and motivation to ensure you accomplish the goal is another issue altogether. When your motivation dwindles, you must do everything you
The way you perceive your life is what makes you happy or unhappy. If negative assumptions or beliefs are consuming you, then chances of you being happy in your life are low. Cultivating a positive mindset, even when facing
Recent studies have shown that people with self-discipline tend to be happier. This is because people you have self-control spend less time debating whether they should indulge in behaviors that are detrimental, and are better able to make confident
There is a big difference between setting goals and achieving them. When it comes to setting goals, many of us continue to rely on hope, but to actually accomplish the goals that we’ve set for ourselves, we need to create
Achieving your goals is seldom an easy path to follow. That’s why it is imperative to know how to stay motivated when it comes to getting what we want in the long run. In this post we will discuss how
One of the most useful skills that you can develop in your life is effective and powerful time management skills. If you’re not able to manage your time effectively, then there is no way you are going to reach your
Our lives are a reflection of our attitude. It can be easy to become negative and cynical toward the world without even noticing. With the continuous exposure to tragedy and injustice that we are exposed to daily, we can quickly
While numerous essential qualities can contribute to your happiness and achievements, there is only one that will ensure long-term success in all aspects of your life, and that is self-discipline. Self-discipline is the number one trait that you need to
Stressing about money can have negative effects not only on your physical and mental health, but also on your relationships and overall wellness. Therefore continue reading to learn more on how money stress hurts your well-being, and what you
It is in human nature to pick up habits that are not necessarily beneficial. Bad habits are unhealthy and expensive. Heavy drinking, cigarette smoking, gambling, impulsive shopping or too much social media and television time, have a negative impact
The secret to a long and rewarding life is keeping your body fit and healthy. People worldwide have been trying to formulate cheap ways to stay fit and healthy. This post covers the top 5 cheap ways to stay
Are you in the market for a new house? If so, you may have been comparing your options when it comes to open listings on the local market. One decision you will need to consider: do you want to
Are you thinking about buying a new house or apartment? While the prospect of a new home is undoubtedly exciting, you may be dreading the thought at having to pack everything up and move. In today’s blog post we
Do you remember the first time you shopped for or purchased a home? If so, think back to that moment. What did you first notice? Do you remember certain aspects of the home’s appearance, or perhaps some unique landscape
Eating healthy is often associated with expensive food and a premium lifestyle. However, it is not true. Continue reading to learn how healthier eating habits save you money in the long term. Healthy eating is more economical and beneficial. A
Most adults have at least some experience with credit cards, whether it be positive, or negative. The best way to make sure that your experience with credit cards in the future is satisfying is to understand how to use credit
Are you looking to buy a new house in the near future? If so, one of the choices you will face is, “Should I Build a New Home or Buy an Existing One? The idea of building a new
It can be tempting to put charges on your credit card every time you can’t afford something. But you probably know this isn’t the right way to use credit. You may not be sure what the right way is.
Are you a budding real estate investor who is on the hunt for great deals on local homes? If so, you have probably heard about “short sale” homes. Let’s take a closer look at what is a “short sale”
Everyone has issues with, or questions about, their personal finances at some point, and it can be hard to find reliable answers. Whether you are dealing with a minor question or a major issue, this post can help give
Are you thinking about selling your house? Before you decide to list your home up for sale, it is helpful to get a clear picture of how much it’s going to cost. Let’s take a look to see
Are you a fan of homes with a bit more character than newer, modern designs? Whether in pristine condition or more of a “fixer upper,” older homes are incredibly popular in cities across the country. However, there are some
Whether you are just about to graduate college or you have been out for a few years, there’s a good chance you’re carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that
You can’t repudiate the fact that disorganization is the worst and most enervating feeling. Whether it’s your house, workplace, or your finance, you feel like losing control when you haven’t organized your stuff. It’s always crucial to organize your
Having an ample amount of money is always a good thing. It’s a great feeling to have the money to buy anything that fascinates you. But should a person have materialistic desires and live in the delusion that only wealth
Financial planning is one area millions of people fail. They either think it’s too overwhelming or they don’t know where to start. With that said, here are 5 things to stop being scared of so you can become
Is it time to upgrade or move on to a new home? If you are planning on listing your home for sale in the near future, you will have a few key considerations to make. Do we paint? Finish the
Are you thinking about selling your home? If this is your first time going through the selling process, you may be wondering just how well things are going to go. Selling a home is usually a smooth process. There are
Have you ever had a conversation with a total stranger where you said something that you regret? If you are placing your house or condo on the market, you’re eventually going to end up having to chat with potential
Have you been dreaming about a larger, roomier or more luxurious living space? Or perhaps just want to experience the joy of owning your own home and building your net worth instead of renting? Are you ready for home
Staging is one of the most important aspects of any home sale. The more attractive your home is to potential buyers, the faster you can finalize the sale and move on. With that in mind, here are 4 home staging
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